Proactive > Reactive



What is something you know is your fault, but you won’t own the mistake? Deep down you know. You probably just don’t want to face it. The problem won’t go away by just ignoring it. That never works. I’ll give you an example of when I did this. One of our heating elements in our hot water heater went out. We were still getting some warm water, but I knew something was wrong. I kept putting it off, and we were honestly boiling water to have a warmer bath for my wife and daughter. I kept putting it off, and then we didn’t have any warm water at all. I made the problem worse because I chose to ignore it, and then I had to replace both elements, not one. If I would’ve been proactive, I would’ve had hot water sooner, and I would’ve had to only buy one heating element. The worst part was my wife warned me, and when it happened, I got a “told you so.” That was just the icing on the cake. So why do we do it with finances? Why do we wait until our financial reality is completely broken to get help or to devise a plan? By the time we’re facing the true problem, it’s usually too late for that old plan and we have to start from scratch in order to catch up. Obstacles will get in your way. It’s just a matter of when. When it comes to all these problems, I have good news. You’re the solution. You can build a lasting financial foundation for when life hits you. Your financial situation falls on your decisions and actions alone. It doesn’t fall on your parents, friends, and it certainly doesn’t fall on the government (never count on them, regardless of your party). Your savior is Jesus. You’re the hero in your story. You can turn it around by being proactive. But none of that will happen until you own it. Accept your failures, but don’t accept that they are permanent. Your current situation is the financial crop you have sown. Just like the old saying goes, “you reap what you sow.” So ask yourself again. What do you know is your fault, but you won’t own the mistake? It’s time to stop being an ostrich and sticking your head in the sand. Embrace your financial situation. The good, bad as well as the ugly. Own it all. Take your head out of the sand, clear your vision, and start making true progress towards real financial freedom. Don’t become numb to the pain.

My passion is finding out your ambitions and helping you put together a plan with your finances to make those dreams a reality. If you can accomplish your dreams on your own, then you aren’t dreaming big enough. To date, my clients have roughly paid off $150,000 in debt and they’re working towards their biggest, wildest dreams and beyond.


-Tyler Plageman

Plageman Financial Coaching | Facebook

Plageman Financial Coaching (ramseycoach.com)




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